KYC申请

curl --location '/api/v1/ex/onboarding/merchant/kyc' \
--header 'x-app-id;' \
--header 'x-request-id;' \
--header 'x-signature;' \
--header 'Content-Type: application/json' \
--data '{
    "merchantNo": "26040214854040",
    "bizOrderNo": "3bbb8881228",
    "bizType": "B2B",
    "kycData": 
    {
    "entityLegalDtos": {
        "director1": [
            {
                "meterialName": "请选择您的身份",
                "meterialValue": "director",
                "meterialCode": "legalType"
            },
            {
                "meterialName": "证件签发国家或地区",
                "meterialValue": "CN",
                "meterialCode": "country"
            },
            {
                "meterialName": "证件类型",
                "meterialValue": "idCard",
                "meterialCode": "certType"
            },
            {
                "meterialName": "验证方式",
                "meterialValue": "idCardHoldAuth",
                "meterialCode": "certificationType"
            },
            {
                "meterialName": "身份证正面照片",
                "meterialValue": "",
                "meterialCode": "id_card_front",
                "kycEntityAttachmentDto": [
                    {
                        "fileName": "zhang_san_front.jpg",
                        "type": "id_card_front",
                        "url": "http://filesystem.ipaylinks.com?bucket=noprod-s3-private&endpoint=cn-north-1&fileLocation=unified-filesystem/openapi/0/2025-10-20/7c7b9d14af4049b28229f4252af6a8ad/QQ截图20250910105453.png&objectType=s3",
                        "isMerchantOriginal": "Y",
                        "name": "身份证正面照片",
                        "location": "/unified/account/createAccount",
                        "category": "legal"
                    }
                ]
            },
            {
                "meterialName": "身份证背面照片",
                "meterialValue": "",
                "meterialCode": "id_card_back",
                "kycEntityAttachmentDto": [
                    {
                        "fileName": "zhang_san_back.jpg",
                        "type": "id_card_back",
                        "url": "http://filesystem.ipaylinks.com?bucket=noprod-s3-private&endpoint=cn-north-1&fileLocation=unified-filesystem/openapi/0/2025-10-20/7c7b9d14af4049b28229f4252af6a8ad/QQ截图20250910105453.png&objectType=s3",
                        "isMerchantOriginal": "Y",
                        "name": "身份证背面照片",
                        "location": "/unified/account/createAccount",
                        "category": "legal"
                    }
                ]
            },
            {
                "meterialName": "身份证号码",
                "meterialValue": "110101199022026434",
                "meterialCode": "idCardNo"
            },
            {
                "meterialName": "姓名",
                "meterialValue": "张三11",
                "meterialCode": "fullName"
            },
            {
                "meterialName": "出生日期",
                "meterialValue": "1990-01-01",
                "meterialCode": "birthday"
            },
            {
                "meterialName": "证件有效期开始时间",
                "meterialValue": "2015-01-01",
                "meterialCode": "certExpirationBegin"
            },
            {
                "meterialName": "证件有效期结束时间",
                "meterialValue": "2035-01-01",
                "meterialCode": "certExpirationEnd"
            },
            {
                "meterialName": "董事持证照片",
                "meterialValue": "",
                "meterialCode": "directorHandheldPhoto",
                "kycEntityAttachmentDto": [
                    {
                        "fileName": "zhang_san_hold.jpg",
                        "type": "directorHandheldPhoto",
                        "url": "http://filesystem.ipaylinks.com?bucket=noprod-s3-private&endpoint=cn-north-1&fileLocation=unified-filesystem/openapi/0/2025-10-20/7c7b9d14af4049b28229f4252af6a8ad/QQ截图20250910105453.png&objectType=s3",
                        "isMerchantOriginal": "Y",
                        "name": "董事持证照片",
                        "location": "/unified/account/createAccount",
                        "category": "legal"
                    }
                ]
            },
	    {
                "display": "IMAGES",
                "meterialCode": "addressCertificate",
                "meterialName": "地址证明(最近3个月)，即银行对账单，水电费账单，或任何政府签发的信件",
                "kycEntityAttachmentDto": [
                    {
                        "location": "/unified/account/createAccount",
                        "fileName": "f6784d63654ddbf8f975aa02f2718c1b.jpg",
                        "url": "http://filesystem.ipaylinks.com?bucket=noprod-s3-private&endpoint=cn-north-1&fileLocation=unified-filesystem/openapi/0/2025-10-20/7c7b9d14af4049b28229f4252af6a8ad/QQ截图20250910105453.png&objectType=s3",
                        "previewUrl": "",
                        "name": "f6784d63654ddbf8f975aa02f2718c1b.jpg",
                        "isMerchantOriginal": "Y",
                        "type": "addressCertificate"
                    }
                ]
            },
            {
                "meterialName": "董事常住地址",
                "meterialValue": "北京市朝阳区望京街道 1 号",
                "meterialCode": "detailAddress"
            },
            {
                "display": "TEXT",
                "meterialCode": "Nationality",
                "meterialName": "国籍",
                "meterialValue": "中国"
            },
            {
                "meterialName": "同时是最终受益人",
                "meterialValue": "N",
                "meterialCode": "sameAsUbo"
            }
        ],
        "UBO1": [
            {
                "meterialName": "证件签发国家或地区",
                "meterialValue": "CN",
                "meterialCode": "country"
            },
            {
                "meterialName": "证件类型",
                "meterialValue": "idCard",
                "meterialCode": "certType"
            },
            {
                "meterialName": "身份证正面照片",
                "meterialValue": "",
                "meterialCode": "id_card_front",
                "kycEntityAttachmentDto": [
                    {
                        "fileName": "wang_wu_front.jpg",
                        "type": "id_card_front",
                        "url": "http://filesystem.ipaylinks.com?bucket=noprod-s3-private&endpoint=cn-north-1&fileLocation=unified-filesystem/openapi/0/2025-10-20/7c7b9d14af4049b28229f4252af6a8ad/QQ截图20250910105453.png&objectType=s3",
                        "isMerchantOriginal": "Y",
                        "name": "身份证正面照片",
                        "location": "/unified/account/createAccount",
                        "category": "legal"
                    }
                ]
            },
            {
                "meterialName": "身份证背面照片",
                "meterialValue": "",
                "meterialCode": "id_card_back",
                "kycEntityAttachmentDto": [
                    {
                        "fileName": "wang_wu_back.jpg",
                        "type": "id_card_back",
                        "url": "http://filesystem.ipaylinks.com?bucket=noprod-s3-private&endpoint=cn-north-1&fileLocation=unified-filesystem/openapi/0/2025-10-20/7c7b9d14af4049b28229f4252af6a8ad/QQ截图20250910105453.png&objectType=s3",
                        "isMerchantOriginal": "Y",
                        "name": "身份证背面照片",
                        "location": "/unified/account/createAccount",
                        "category": "legal"
                    }
                ]
            }, 
	    {
                "meterialName": "受益人持证照片",
                "meterialValue": "",
                "meterialCode": "directorHandheldPhoto",
                "kycEntityAttachmentDto": [
                    {
                        "fileName": "zhang_san_hold.jpg",
                        "type": "directorHandheldPhoto",
                        "url": "http://filesystem.ipaylinks.com?bucket=noprod-s3-private&endpoint=cn-north-1&fileLocation=unified-filesystem/openapi/0/2025-10-20/7c7b9d14af4049b28229f4252af6a8ad/QQ截图20250910105453.png&objectType=s3",
                        "isMerchantOriginal": "Y",
                        "name": "受益人持证照片",
                        "location": "/unified/account/createAccount",
                        "category": "legal"
                    }
                ]
            },
	    {
                "display": "IMAGES",
                "meterialCode": "addressCertificate",
                "meterialName": "地址证明(最近3个月)，即银行对账单，水电费账单，或任何政府签发的信件",
                "kycEntityAttachmentDto": [
                    {
                        "location": "/unified/account/createAccount",
                        "fileName": "f6784d63654ddbf8f975aa02f2718c1b.jpg",
                        "url": "http://filesystem.ipaylinks.com?bucket=noprod-s3-private&endpoint=cn-north-1&fileLocation=unified-filesystem/openapi/0/2025-10-20/7c7b9d14af4049b28229f4252af6a8ad/QQ截图20250910105453.png&objectType=s3",
                        "previewUrl": "",
                        "name": "f6784d63654ddbf8f975aa02f2718c1b.jpg",
                        "isMerchantOriginal": "Y",
                        "type": "addressCertificate"
                    }
                ]
            },
            {
                "meterialName": "身份证号码",
                "meterialValue": "310101199313035456",
                "meterialCode": "idCardNo"
            },
            {
                "meterialName": "姓名",
                "meterialValue": "王五",
                "meterialCode": "fullName"
            },
            {
                "meterialName": "出生日期",
                "meterialValue": "1990-01-01",
                "meterialCode": "birthday"
            },
            {
                "meterialName": "证件有效期开始时间",
                "meterialValue": "2015-01-01",
                "meterialCode": "certExpirationBegin"
            },
            {
                "meterialName": "证件有效期结束时间",
                "meterialValue": "2035-01-01",
                "meterialCode": "certExpirationEnd"
            },
	    {
                "meterialName": "常住地址",
                "meterialValue": "北京市朝阳区望京街道 1 号",
                "meterialCode": "detailAddress"
            },
            {
                "display": "TEXT",
                "meterialCode": "Nationality",
                "meterialName": "国籍",
                "meterialValue": "中国"
            }
        ]
    },
    "entityDynamicDtoList": [
        {
            "meterialName": "主体所在国家地区",
            "meterialValue": "HK",
            "meterialCode": "countryCode"
        },
        {
            "meterialName": "主体类型",
            "meterialValue": "enterprise",
            "meterialCode": "entityType"
        },
        {
            "meterialName": "公司注册证明书",
            "meterialValue": "",
            "meterialCode": "incorporation_certificate",
            "kycEntityAttachmentDto": [
                {
                    "fileName": "inc.png",
                    "type": "incorporation_certificate",
                    "url": "http://filesystem.ipaylinks.com?bucket=noprod-s3-private&endpoint=cn-north-1&fileLocation=unified-filesystem/openapi/0/2025-10-20/7c7b9d14af4049b28229f4252af6a8ad/QQ截图20250910105453.png&objectType=s3",
                    "isMerchantOriginal": "Y",
                    "name": "公司注册证明书",
                    "location": "/unified/account/createAccount",
                    "category": "entity"
                }
            ]
        },
        {
            "meterialName": "商业登记证",
            "meterialValue": "",
            "meterialCode": "business_register_certificate",
            "kycEntityAttachmentDto": [
                {
                    "fileName": "br.png",
                    "type": "business_register_certificate",
                    "url": "http://filesystem.ipaylinks.com?bucket=noprod-s3-private&endpoint=cn-north-1&fileLocation=unified-filesystem/openapi/0/2025-10-20/7c7b9d14af4049b28229f4252af6a8ad/QQ截图20250910105453.png&objectType=s3",
                    "isMerchantOriginal": "Y",
                    "name": "商业登记证",
                    "location": "/unified/account/createAccount",
                    "category": "entity"
                }
            ]
        },
        {
            "meterialName": "法团成立表（NNC1)",
            "meterialValue": "",
            "meterialCode": "NNC1",
            "kycEntityAttachmentDto": [
                {
                    "fileName": "nnc1.png",
                    "type": "NNC1",
                    "url": "http://filesystem.ipaylinks.com?bucket=noprod-s3-private&endpoint=cn-north-1&fileLocation=unified-filesystem/openapi/0/2025-10-20/7c7b9d14af4049b28229f4252af6a8ad/QQ截图20250910105453.png&objectType=s3",
                    "isMerchantOriginal": "Y",
                    "name": "法团成立表（NNC1)",
                    "location": "/unified/account/createAccount",
                    "category": "entity"
                }
            ]
        },
        {
            "meterialName": "周年申报表（NAR1）",
            "meterialValue": "",
            "meterialCode": "NAR1",
            "kycEntityAttachmentDto": [
                {
                    "fileName": "nar1.png",
                    "type": "NAR1",
                    "url": "http://filesystem.ipaylinks.com?bucket=noprod-s3-private&endpoint=cn-north-1&fileLocation=unified-filesystem/openapi/0/2025-10-20/7c7b9d14af4049b28229f4252af6a8ad/QQ截图20250910105453.png&objectType=s3",
                    "isMerchantOriginal": "Y",
                    "name": "周年申报表（NAR1）",
                    "location": "/unified/account/createAccount",
                    "category": "entity"
                }
            ]
        },
        {
            "meterialName": "证件号码",
            "meterialValue": "12345665673000121",
            "meterialCode": "certificateNumber"
        },
        {
            "meterialName": "企业名称",
            "meterialValue": "BB Tech",
            "meterialCode": "companyName"
        },
        {
            "meterialName": "企业英文名称",
            "meterialValue": "BB & Partners (UK) Ltd.",
            "meterialCode": "companyNameEn"
        },
        {
            "meterialName": "企业经营地址",
            "meterialValue": "香港中环皇后大道中 99 号",
            "meterialCode": "businessAddress"
        },
	{
            "meterialName": "企业注册日期",
            "meterialValue": "2025-01-01",
            "meterialCode": "registrationDate"
        },
        {
            "meterialName": "企业员工数",
            "meterialValue": "50-100人",
            "meterialCode": "enterpriseScale"
        },
        {
            "meterialName": "公司收入来源（维持公司经营的资金来源途径和方式）",
            "meterialValue": "营业收入",
            "meterialCode": "sourceFunds"
        },
        {
            "meterialName": "公司收入来源详细说明",
            "meterialValue": "主要资金来源为软件订阅与技术服务费",
            "meterialCode": "description_sourceFunds"
        }
    ],
      "entitykybDtos": [
        {
            "display": "select",
            "displayOrder": 0,
            "explainText": "",
            "imgExplainUrl": "",
            "materialGroup": "",
            "meterialCode": "b2bMcc",
            "meterialId": "",
            "meterialName": "行业模式",
            "meterialValue": "goods",
            "mpDisplay": "Y",
            "mpRequired": "Y",
            "nextMeterialCode": "",
            "noInputText": "",
            "opDisplay": "N",
            "opRequired": "N"
        },
	{
            "display": "select",
            "displayOrder": 0,
            "explainText": "",
            "imgExplainUrl": "",
            "materialGroup": "",
            "meterialCode": "industry",
            "meterialId": "",
            "meterialName": "行业类型",
            "meterialValue": "Education",
            "mpDisplay": "Y",
            "mpRequired": "Y",
            "nextMeterialCode": "",
            "noInputText": "",
            "opDisplay": "N",
            "opRequired": "N"
        },
        {
            "display": "select",
            "displayOrder": 1,
            "explainText": "",
            "imgExplainUrl": "",
            "materialGroup": "",
            "meterialCode": "hasSite",
            "meterialId": "",
            "meterialName": "是否有官方网站",
            "meterialValue": "",
            "mpDisplay": "Y",
            "mpRequired": "Y",
            "nextMeterialCode": "",
            "noInputText": "",
            "opDisplay": "N",
            "opRequired": "N"
        },
        {
            "display": "select",
            "displayOrder": 2,
            "explainText": "",
            "imgExplainUrl": "",
            "materialGroup": "",
            "meterialCode": "siteType",
            "meterialId": "",
            "meterialName": "网站类型",
            "meterialValue": "",
            "mpDisplay": "Y",
            "mpRequired": "Y",
            "nextMeterialCode": "",
            "noInputText": "",
            "opDisplay": "N",
            "opRequired": "N"
        },
        {
            "cascadeCategoryKey": "",
            "display": "TEXT",
            "displayOrder": 3,
            "explainText": "",
            "imgExplainUrl": "",
            "materialGroup": "",
            "meterialCode": "storeUrl",
            "meterialId": "",
            "meterialName": "店铺网址",
            "meterialValue": "https://bbss.com",
            "mpDisplay": "Y",
            "mpRequired": "Y",
            "nextMeterialCode": "",
            "noInputText": "",
            "opDisplay": "N",
            "opRequired": "N"
        },
        {
            "display": "multi select",
            "displayOrder": 2,
            "explainText": "",
            "imgExplainUrl": "",
            "materialGroup": "",
            "meterialCode": "relateCountries",
            "meterialId": "",
            "meterialName": "涉及国家",
            "meterialValue": "",
            "mpDisplay": "Y",
            "mpRequired": "Y",
            "nextMeterialCode": "",
            "noInputText": "",
            "opDisplay": "N",
            "opRequired": "N"
        },
        {
            "cascadeCategoryKey": "",
            "display": "TEXT",
            "displayOrder": 4,
            "explainText": "",
            "imgExplainUrl": "",
            "materialGroup": "",
            "meterialCode": "exportTypeDesc",
            "meterialId": "",
            "meterialName": "涉及产品品类",
            "meterialValue": "阿萨大时代",
            "mpDisplay": "Y",
            "mpRequired": "Y",
            "nextMeterialCode": "",
            "noInputText": "",
            "opDisplay": "N",
            "opRequired": "N"
        },
        {
            "display": "select",
            "displayOrder": 5,
            "explainText": "",
            "imgExplainUrl": "",
            "materialGroup": "",
            "meterialCode": "expectAmount",
            "meterialId": "",
            "meterialName": "预计在iPayLinks的月交易额（美元）",
            "meterialValue": "100000",
            "mpDisplay": "Y",
            "mpRequired": "Y",
            "nextMeterialCode": "",
            "noInputText": "",
            "opDisplay": "N",
            "opRequired": "N"
        },
        {
            "display": "select",
            "displayOrder": 6,
            "explainText": "",
            "imgExplainUrl": "",
            "materialGroup": "",
            "meterialCode": "monthExpectedTranNum",
            "meterialId": "",
            "meterialName": "预计在iPayLinks的月交易笔数",
            "meterialValue": "111",
            "mpDisplay": "Y",
            "mpRequired": "Y",
            "nextMeterialCode": "",
            "noInputText": "",
            "opDisplay": "N",
            "opRequired": "N"
        },
        {
            "cascadeCategoryKey": "",
            "display": "attachmentMix",
            "displayOrder": 7,
            "explainText": "",
            "imgExplainUrl": "",
            "kycEntityAttachmentDto": [
                {
                    "category": "kyb",
                    "fileName": "",
                    "isMerchantOriginal": "Y",
                    "location": "",
                    "name": "补充资料",
                    "previewUrl": "",
                    "type": "additionalInformation",
                    "url": ""
                }
            ],
            "materialGroup": "",
            "meterialCode": "additionalInformation",
            "meterialId": "",
            "meterialName": "补充资料",
            "meterialValue": "",
            "mpDisplay": "Y",
            "mpRequired": "N",
            "nextMeterialCode": "",
            "noInputText": "",
            "opDisplay": "N",
            "opRequired": "N"
        }
    ],
    "fundInInfos":[
	{
	    "meterialCode": "sourceOfFunds",
            "meterialName": "资金来源",
            "meterialValue": "otc"
	},
	{
	    "meterialCode": "sourceOfFundsProof",
            "meterialName": "资金来源证明",
            "meterialValue": "",
	    "kycEntityAttachmentDto": [
                {
                    "fileName": "ceshi.jpg",
                    "location": "",
                    "name": "资金来源证明",
                    "previewUrl": "",
                    "type": "sourceOfFundsProof",
                    "url": "http://filesystem.ipaylinks.com?bucket=noprod-s3-private&endpoint=cn-north-1&fileLocation=unified-filesystem/openapi/0/2025-10-20/7c7b9d14af4049b28229f4252af6a8ad/QQ截图20250910105453.png&objectType=s3"
                }
            ]
	},
	{
	    "meterialCode": "purposeOfFunds",
            "meterialName": "资金用途",
            "meterialValue": "SupplierPayment"
	},
	{
	"meterialCode": "purposeOfFundsProof",
            "meterialName": "资金用途证明",
            "meterialValue": "",
	    "kycEntityAttachmentDto": [
                {
                    "category": "kyb",
                    "fileName": "ceshi1.jpg",
                    "location": "",
                    "name": "资金用途证明",
                    "previewUrl": "",
                    "type": "purposeOfFundsProof",
                    "url": "http://filesystem.ipaylinks.com?bucket=noprod-s3-private&endpoint=cn-north-1&fileLocation=unified-filesystem/openapi/0/2025-10-20/7c7b9d14af4049b28229f4252af6a8ad/QQ截图20250910105453.png&objectType=s3"
                }
            ]
	}
    ]
}
}'